RC-F Insurance
#46
Driver School Candidate
Join Date: May 2015
Location: California
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24 M.
$150 a month for my BMW. Part of our overall umbrella.
Some of you folks are scarily UNDERINSURED.
Working in Medicine, while studying law, can tell y'all $10,000 medical coverage is the ambulance ride + first night in the ER.
What is the saddest though, is while everyone might think they are superman and can drive so perfectly that they will never need their insurance - same folks are usually reporting the same $10,000 uninsured motorist coverage. Scary to see people put such little value on their lives.
A lot of you guys live in LA, which has the crown for most drivers w/ no insurance. .
Please don't drive a 70K car if you can't provide the same or more in insurance. Priorities n' all.
$150 a month for my BMW. Part of our overall umbrella.
Some of you folks are scarily UNDERINSURED.
Working in Medicine, while studying law, can tell y'all $10,000 medical coverage is the ambulance ride + first night in the ER.
What is the saddest though, is while everyone might think they are superman and can drive so perfectly that they will never need their insurance - same folks are usually reporting the same $10,000 uninsured motorist coverage. Scary to see people put such little value on their lives.
A lot of you guys live in LA, which has the crown for most drivers w/ no insurance. .
Please don't drive a 70K car if you can't provide the same or more in insurance. Priorities n' all.
#47
I'm with progressive / maximum coverages in Miami Florida. I'm about $740 every 6 months with the RCF and an old 94 Chevy s10 beater I use to go fishing and haul my dog around. I pay it in full every 6 months so there is obviously a discount there. If anyone needs a quote from my guy pm me.
#49
Driver
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Join Date: Jan 2013
Location: Los Angeles, CA
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Has anyone quoted an RCF coming from a 2011 or newer ISF? I came from a 2008 ISF and when i got the RCF my rates went up obviously.
But now Im getting rid of the RCF and got quoted for a 2011 ISF and the rate went up even more than my RCF! To make sure i wasnt crazy, i asked Geico to quote a 2008 ISF in replacing my RCF and it went back down to my rates before when i had an 08 ISF and i saw an overall decrease in my premium.
Geico tells me 2011 ISF are in different rate classes than 2008 ISF and different from 2015 RCF because they cost more to repair... Anyone buy that? How can a 2011 ISF be more to insure than a 2015 RCF which costs more?
But now Im getting rid of the RCF and got quoted for a 2011 ISF and the rate went up even more than my RCF! To make sure i wasnt crazy, i asked Geico to quote a 2008 ISF in replacing my RCF and it went back down to my rates before when i had an 08 ISF and i saw an overall decrease in my premium.
Geico tells me 2011 ISF are in different rate classes than 2008 ISF and different from 2015 RCF because they cost more to repair... Anyone buy that? How can a 2011 ISF be more to insure than a 2015 RCF which costs more?
#50
Has anyone quoted an RCF coming from a 2011 or newer ISF? I came from a 2008 ISF and when i got the RCF my rates went up obviously.
But now Im getting rid of the RCF and got quoted for a 2011 ISF and the rate went up even more than my RCF! To make sure i wasnt crazy, i asked Geico to quote a 2008 ISF in replacing my RCF and it went back down to my rates before when i had an 08 ISF and i saw an overall decrease in my premium.
Geico tells me 2011 ISF are in different rate classes than 2008 ISF and different from 2015 RCF because they cost more to repair... Anyone buy that? How can a 2011 ISF be more to insure than a 2015 RCF which costs more?
But now Im getting rid of the RCF and got quoted for a 2011 ISF and the rate went up even more than my RCF! To make sure i wasnt crazy, i asked Geico to quote a 2008 ISF in replacing my RCF and it went back down to my rates before when i had an 08 ISF and i saw an overall decrease in my premium.
Geico tells me 2011 ISF are in different rate classes than 2008 ISF and different from 2015 RCF because they cost more to repair... Anyone buy that? How can a 2011 ISF be more to insure than a 2015 RCF which costs more?
They should go over every bit of detail regarding your insurance policy, coverage, deductibles etc.
My guess would be, the vehicle is no longer in production and is considered legacy, those parts may prove to be very difficult to replace if restoration is required.
#54
Driver
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Join Date: Jan 2013
Location: Los Angeles, CA
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#55
To add the vehicle to the policy was an additional $125/m with $250 comprehensive/collision and max coverage. Liability coverage is $1,000,000. But, we now also have five vehicles on the policy and we have had the same insurance company for 30 years. No tickets or accidents.
#56
Lexus Champion
#58
Will be Paying $525 6 months full coverage State Farm 27 male, 2016, $1050 per year is that a good rate?
#59