Originally Posted by williakz
Remember this if and when you get into an accident and have to deal with an insurance company to get the car "repaired." The value of your vehicle will be diminished ("discount", "avoid that LS", "10% off"). Make sure to investigate a "diminished value" claim with your insurance company to deal with the damage over and above the twisted metal and broken glass.
+1, check with the rules of your state, but most places acknowledge diminished value and you can 'demand' it from the insurance settlement.