Hi everyone. Well after 7 weeks with my 98 LS, a huge piece of something came out the back of a truck and I ran over it. The car was inspected by my insurance carrier (USAA) and they said the rack and pinion and the ABS sensor need to be replaced, total cost around 1100 bucks. USAA wanted me to take the car to a service king, but I have insisted on having a lexus shop do the work and it is currently sitting at Sewell Lexus. My concern is that once they start working on it, the costs will go up and USAA has already been on the verge of totaling the car. I have never had an accident or dealt with insurance before. Some questions are:
What if the repair costs increase once they have started the work and the car is totaled?
I am receiving a check for 1100 dollars made out to me. What do I do with this?
Is there a better way to handle this??