iS250 FSport = More Insurance $$ Than My BMW F30
#16
I have Ameriprise, full coverage $300k/$100k, $500 collision, $250 Comprehensive.
My wife who currently has 2006 Honda Accord EX-L V6 pays $218 / 6mo for above. We are buying 2014 Acura MDX Advance for her and her insurance will go up ~$20 with same coverage.
I do have multi car discount as well as home insurance along with safe driver discount. Only had 1 minor accident and 1 speeding ticket over the last 25 years.
#17
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Thread Starter
Let's just say I have been driving longer than you have lived! But not that old and I drive IS350 F Sport!
I have Ameriprise, full coverage $300k/$100k, $500 collision, $250 Comprehensive.
My wife who currently has 2006 Honda Accord EX-L V6 pays $218 / 6mo for above. We are buying 2014 Acura MDX Advance for her and her insurance will go up ~$20 with same coverage.
I have Ameriprise, full coverage $300k/$100k, $500 collision, $250 Comprehensive.
My wife who currently has 2006 Honda Accord EX-L V6 pays $218 / 6mo for above. We are buying 2014 Acura MDX Advance for her and her insurance will go up ~$20 with same coverage.
#18
Another big factor affecting insurance premium is location! Average car insurance premiums vary considerably by state for a variety of reasons – including the number of urban areas, traffic conditions, state insurance laws, the percentage of drivers who are uninsured, auto thefts and the number of car insurance companies competing for business. One can not compare the premiums of FL vs. MN! Just like California, Florida probably has a very high rate of uninsured drivers (and we are all paying for them)
I'm paying $14 for uninsured & underinsured motorists.
#19
Lead Lap
iTrader: (6)
Hahaha I am a married old fart so not sure it is comparable. Anyhow, we are paying $1,151/6 months for 3 cars (2013 RX350, 2007 BMW Z4M and 2006 IS350). We got Full Coverage on everything including Medical! It was at least 25% cheaper when we were in Conncecticut a few years back (for similar vehicles and coverages).
#20
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Hahaha I am a married old fart so not sure it is comparable. Anyhow, we are paying $1,151/6 months for 3 cars (2013 RX350, 2007 BMW Z4M and 2006 IS350). We got Full Coverage on everything including Medical! It was at least 25% cheaper when we were in Conncecticut a few years back (for similar vehicles and coverages).
#21
Thing with insurance I've learned is loyalty never pays. I remember I stayed with State Farm for my home and it just went up every year even though no claims were ever made. I think it started ~$500 / yr and went up to ~$1000 / yr when I switched to Ameriprise. Unbelievably same coverage at Ameriprise was $230 / yr. Now after moving to my new home Ameriprise is doing the same where it started ~$1000 / yr and now at ~$2000 / yr. So I'm looking to move it to another insurance company again.
#22
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Thread Starter
Thing with insurance I've learned is loyalty never pays. I remember I stayed with State Farm for my home and it just went up every year even though no claims were ever made. I think it started ~$500 / yr and went up to ~$1000 / yr when I switched to Ameriprise. Unbelievably same coverage at Ameriprise was $230 / yr. Now after moving to my new home Ameriprise is doing the same where it started ~$1000 / yr and now at ~$2000 / yr. So I'm looking to move it to another insurance company again.
#23
I pay $425 / 6 mo. with full coverage with $300 collision and comprehensive in the SF bay area for my 2014 IS350 Fsport. I'm 32 married with a clean record. The company is called Wawanesa and services Canada and California only. I have made some comprehensive claims over the years and their customer service has been excellent. I have been with them over 10 years now and my rates keep going down every year until I buy a new vehicle.
Good luck in your search for good reliable and inexpensive insurance.
Good luck in your search for good reliable and inexpensive insurance.
#24
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Thread Starter
I pay $425 / 6 mo. with full coverage with $300 collision and comprehensive in the SF bay area for my 2014 IS350 Fsport. I'm 32 married with a clean record. The company is called Wawanesa and services Canada and California only. I have made some comprehensive claims over the years and their customer service has been excellent.
Good luck in your search for good reliable and inexpensive insurance.
Good luck in your search for good reliable and inexpensive insurance.
#26
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Thread Starter
Insurance premiums should be high for those that deserve them to be high due to accidents - at fault claims , bad driving record etc. Its B.S. that all young good drivers are affected with crazy high premiums.
#30
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