SonyHome

Let's just say I have been driving longer than you have lived! But not that old and I drive IS350 F Sport!

I have Ameriprise, full coverage $300k/$100k, $500 collision, $250 Comprehensive.

My wife who currently has 2006 Honda Accord EX-L V6 pays $218 / 6mo for above. We are buying 2014 Acura MDX Advance for her and her insurance will go up ~$20 with same coverage.

I do have multi car discount as well as home insurance along with safe driver discount. Only had 1 minor accident and 1 speeding ticket over the last 25 years.

FSPORTJC

Not Too Shabby There Sir… you better not complain about your insurance rates!

SonyHome

That's probably true. I live in suburb of Minneapolis that has ~80,000 population.

I'm paying $14 for uninsured & underinsured motorists.

pheonix72

iTrader: (6)

Hahaha I am a married old fart so not sure it is comparable. Anyhow, we are paying $1,151/6 months for 3 cars (2013 RX350, 2007 BMW Z4M and 2006 IS350). We got Full Coverage on everything including Medical! It was at least 25% cheaper when we were in Conncecticut a few years back (for similar vehicles and coverages).

FSPORTJC

The Envy is Real.. Ill get those rates one day! The price you pay for your three cars is only $151 more than what I pay for my Lexus alone!

SonyHome

Thing with insurance I've learned is loyalty never pays. I remember I stayed with State Farm for my home and it just went up every year even though no claims were ever made. I think it started ~$500 / yr and went up to ~$1000 / yr when I switched to Ameriprise. Unbelievably same coverage at Ameriprise was $230 / yr. Now after moving to my new home Ameriprise is doing the same where it started ~$1000 / yr and now at ~$2000 / yr. So I'm looking to move it to another insurance company again.

FSPORTJC

Yeah that is exactly how the auto insurance industry is… its just our duty as the insured to do our shopping and get as many quotes as we can.

unowned

I pay $425 / 6 mo. with full coverage with $300 collision and comprehensive in the SF bay area for my 2014 IS350 Fsport. I'm 32 married with a clean record. The company is called Wawanesa and services Canada and California only. I have made some comprehensive claims over the years and their customer service has been excellent. I have been with them over 10 years now and my rates keep going down every year until I buy a new vehicle.

Good luck in your search for good reliable and inexpensive insurance.

FSPORTJC

God thats an unbelievably amazing 6 month premium cost!

pheonix72

iTrader: (6)

You will get there some day Old guys like me had to pay our dues when we were younger as well.

FSPORTJC

Insurance premiums should be high for those that deserve them to be high due to accidents - at fault claims , bad driving record etc. Its B.S. that all young good drivers are affected with crazy high premiums.

alpha12

$349 per 6 months here..I'm grouped with 2 other vehicles however and this may bring the cost per vehicle down, age 26 with zero driving citations etc.

davyjordi

you're paying so much because you're 23, albeit under your parents' policy, and you're in korea town.

bigblack06

iTrader: (20)

Damn Florida rates, I pay way more than what you said for the GS 14 mine is like $2800 clean driving record. Damn Mass, yeah def shop around I did, when you shop around sometimes insurance companies give you a hug discount as a new customer.

FSPORTJC

I moved down to South Florida in 2010 from Mass..haha believe me I felt your pain!