Wheel and Tire Insurance
02-15-14, 08:38 PM
#16
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02-16-14, 09:17 AM
#18
I bought an extra F-Sport Wheel and tire off of ebay for $280 from someone who had upgraded their wheels and tires. In the event I do damage a wheel or tire I am covered. That is my insurance. I live in Illinois (land of the potholes) and I've had BMW's and Lexus's with quite low profile tires and never damaged a wheel, yet.
I refuse to pay any dealership for the Tire and Wheel insurance. It is absurdly priced. I pay $500 per year to insure my entire $50,000 car. There is no way I would ever consider paying that much money to additionally insure $3000 worth of wheels and tires.
I understand some feel more comfortable buying the wheel and tire insurance. No offense to you but I thought I'd give you my perspective.
I refuse to pay any dealership for the Tire and Wheel insurance. It is absurdly priced. I pay $500 per year to insure my entire $50,000 car. There is no way I would ever consider paying that much money to additionally insure $3000 worth of wheels and tires.
I understand some feel more comfortable buying the wheel and tire insurance. No offense to you but I thought I'd give you my perspective.
02-16-14, 10:43 AM
#19
Smart move and price on the extra wheel/ tire. $500.00 for insurance for the year, how did you manage that?
I bought an extra F-Sport Wheel and tire off of ebay for $280 from someone who had upgraded their wheels and tires. In the event I do damage a wheel or tire I am covered. That is my insurance. I live in Illinois (land of the potholes) and I've had BMW's and Lexus's with quite low profile tires and never damaged a wheel, yet.
I refuse to pay any dealership for the Tire and Wheel insurance. It is absurdly priced. I pay $500 per year to insure my entire $50,000 car. There is no way I would ever consider paying that much money to additionally insure $3000 worth of wheels and tires.
I understand some feel more comfortable buying the wheel and tire insurance. No offense to you but I thought I'd give you my perspective.
I refuse to pay any dealership for the Tire and Wheel insurance. It is absurdly priced. I pay $500 per year to insure my entire $50,000 car. There is no way I would ever consider paying that much money to additionally insure $3000 worth of wheels and tires.
I understand some feel more comfortable buying the wheel and tire insurance. No offense to you but I thought I'd give you my perspective.
02-16-14, 12:55 PM
#20
Insurance rates are based on situational and statistical analysis more than the actual car itself. While the car does play a part in the rate the bigger factors with my company are credit rating, location, and driving record. I also have multiple policies with them (house, motorcycle, etc) so there are some hefty discounts added to the equation, as well. I recently switched from a BMW to my Lexus and the rate went down $6 per year.
Luckily, I don't live in or near Chicago and my area has relatively low insurance rates. I hope it stays that way
.
Luckily, I don't live in or near Chicago and my area has relatively low insurance rates. I hope it stays that way
.
02-19-14, 03:34 PM
#21
Lexus Test Driver
Thread Starter
Hit a pothole and the attached is going to cost $260 + tax tomorrow (tire, mounting, balancing and installation).
2014 IS350 AWD F Sport with Bridgestone Turanza EL400-02's (225/40R18 88W).
NOT HAPPY. :|
2014 IS350 AWD F Sport with Bridgestone Turanza EL400-02's (225/40R18 88W).
NOT HAPPY. :|
Last edited by dbs600; 02-21-14 at 01:15 PM.
02-19-14, 03:36 PM
#22
Lexus Champion
Oh no! Sorry to hear that! Potholes are the worst! But at least your wheel isn't damaged.
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