xerxes717

Wow that's terrible luck.. I'm sorry dude, hope things work out for you. You definitely didn't deserve this.

ghettoaww

iTrader: (2)

That really sucks and my damage was nothing compared to yours. I hope you catch the punk that did it. It's odd though that your accident happended when you parked it on the street for the first time. For me it was the first time I decided to drive my buddies around since they were complaining i never drove. Keep us posted on the repairs.

Foxberry

I'll verify with my insurance company to be certain, but I'm pretty sure that a parked car hit by a moving car still falls under collision coverage. Comprehensive would come into play if I was hit by an animal, foreign object, hail, etc.

Foxberry

I would love nothing more than to play part-time P.I. and try and find this dolt, but between work and kids, I barely have enough time to handle what's already on my plate. I'm at the cops mercy in pursuing this, unfortunately.

t0e

iTrader: (1)

...... terrible just terrible .....

DevJ

iTrader: (1)

THAT SUCKS.
Someone hit my car in almost the exact spot...but it wasn't as bad

my damage = 3,500+

Yours looks worse than mine man, i feel your pain

92 SC400

That sucks man. My SC got hit the same exact way in front of my house too. Sucks because mine was hit during the day some time between a 4 hours period where my car was parked and I had went with a few friends. My damage was no where near the extent of those shown on here, but still pissed me off no less.

Gernby

iTrader: (1)

Please do let us know. My understanding is that collision covers things that are the driver's fault, and comprehensive covers things that aren't. I do know from experience that comprehensive covers vandalism and theft [in Texas].

Foxberry

Will do, but I checked my policy last night and my comprehensive deductible is $2,000 as well, so either way I'll be forking that out.

Wid IS350

Foxberry,

Very sorry to see this. I find this type of "hit and run" to be abhorrent, erroneous, and unprofessional. Just plain ludicrous.

I am curious however - why is your deductible so high?? $2,000 can leave you in a cantankerous position for most incidents.

If you'd like to borrow a car, let me know. I'll have it shipped.

Cheers.

Wid IS350

My friend Gus uses a reputable P.I., and I believe he is in your area. Let me know if you're interested, and I will set it all up.

Cheers.

Gernby

iTrader: (1)

Wow. I've never heard of a deductible that high before, and can't imagine why anyone driving such a cheap car would want one that high.

Foxberry

CHEAP??? This car ain't cheap for me, maybe to Wid IS350! LOL. It's been a few years since I've even looked at the auto policy, but I'm sure that when I first initiated the policy way back, I just quickly went thru and checked off all the highest deductibles. Should probably go back and revisit some of these deductibles and coverage levels.
Also, I just spoke to NJM (ins. co.) - a parked car getting hit by a moving car falls under collision.

Gernby

iTrader: (1)

High deductibles are for people that have plenty of discretionary income, and would rather save a few bucks on premiums over the long haul than worry about scrounging up cash when something unexpected happens. To me, that kind of person would view a $40K car as "cheap".

mlee21

curse of the SGM!!!
the majority of the accident threads ive seen since i have been here have been SGMs