Originally Posted by JDR76
They will often require an inspection or photographs if the car is not new when your policy goes into effect. They do this to ensure you don't have existing damage, switch to them, say it just happened, then file a claim. Since you have had your car covered by another company, even if only for a short time, they want to be certain of its condition at the time they take over the coverage.
this is correct when i bought my fusion new i was with state farm and all i had to do was fax the window sticker to them but when i moved to NJ i had to do the picture as i switched to geico but when i got the 3IS all they required was the window sticker