IS - 3rd Gen (2014-present) Discussion about the 2014+ model IS models

What are you paying for insurance on your 2IS/3IS?

Old 07-25-14, 03:13 PM
  #1  
sumohax0r
Rookie
Thread Starter
 
sumohax0r's Avatar
 
Join Date: Jun 2014
Location: Florida
Posts: 55
Likes: 0
Received 0 Likes on 0 Posts
Angry What are you paying for insurance on your 2IS/3IS?

25 Year old Male | Single | Tampa Bay, FL.

No Claims, 1 Ticket 14 months ago (First Ticket Ever)



Really starting to wonder when this is going to get cheaper :/
Old 07-25-14, 03:22 PM
  #2  
dasbuch
Driver
 
dasbuch's Avatar
 
Join Date: Jun 2014
Location: ??
Posts: 174
Likes: 0
Received 2 Likes on 2 Posts
Default

The property damage limit would concern me unless you have it covered some other way (umbrella policy etc). What if you were in a collision that totaled an $80k SUV and you were cited as at fault?
Old 07-25-14, 03:44 PM
  #3  
DizzyEdge
Driver School Candidate
 
DizzyEdge's Avatar
 
Join Date: Jan 2014
Location: TX
Posts: 49
Likes: 0
Received 0 Likes on 0 Posts
Default

Woah...when i turned 25..my insurance went down 40%.


Try Geico..i went from Esurance to Geico when I bought my IS350 FSport.
It really was about 15% cheaper.
Old 07-25-14, 04:21 PM
  #4  
sumohax0r
Rookie
Thread Starter
 
sumohax0r's Avatar
 
Join Date: Jun 2014
Location: Florida
Posts: 55
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by dasbuch
The property damage limit would concern me unless you have it covered some other way (umbrella policy etc). What if you were in a collision that totaled an $80k SUV and you were cited as at fault?
Good question, i mean FL is a no fault state. I'm not sure how a situation like that would play out, I'm assuming they would just have to file a claim with their own insurance?
Old 07-25-14, 04:40 PM
  #5  
Celledral
Rookie
 
Celledral's Avatar
 
Join Date: Jul 2013
Location: Ca
Posts: 60
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by DizzyEdge
Woah...when i turned 25..my insurance went down 40%.


Try Geico..i went from Esurance to Geico when I bought my IS350 FSport.
It really was about 15% cheaper.
When I turned 25 it stayed the same, Lame. 0 tickets, 0 accidents.
Old 07-25-14, 08:48 PM
  #6  
sumohax0r
Rookie
Thread Starter
 
sumohax0r's Avatar
 
Join Date: Jun 2014
Location: Florida
Posts: 55
Likes: 0
Received 0 Likes on 0 Posts
Default

So I'm guessing from the responses so far that my 6 month premium isn't as outrageous as I think it is?
Old 07-25-14, 09:42 PM
  #7  
4TehNguyen
Lexus Fanatic
iTrader: (1)
 
4TehNguyen's Avatar
 
Join Date: Jan 2006
Location: Houston, Texas
Posts: 26,033
Received 51 Likes on 46 Posts
Default

mines like 750
Old 07-26-14, 12:00 AM
  #8  
tea
Lexus Test Driver
 
tea's Avatar
 
Join Date: Nov 2013
Location: CA
Posts: 1,019
Likes: 0
Received 8 Likes on 8 Posts
Default

Originally Posted by sumohax0r
So I'm guessing from the responses so far that my 6 month premium isn't as outrageous as I think it is?
I pay that much for 2 cars for the whole year. I am 29 and live in southern california. I don't think i even paid that much when i was 17.
Old 07-26-14, 12:56 PM
  #9  
sumohax0r
Rookie
Thread Starter
 
sumohax0r's Avatar
 
Join Date: Jun 2014
Location: Florida
Posts: 55
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by tea
I pay that much for 2 cars for the whole year. I am 29 and live in southern california. I don't think i even paid that much when i was 17.
Are you / how long have you been married? I'm not really sure what to do about this, I even had an agent lookup rates with like 12 companies and she couldn't do better then what I posted above.

Am I like red flagged for something and is there any way to find out what it is? :/
Old 07-26-14, 01:39 PM
  #10  
dasbuch
Driver
 
dasbuch's Avatar
 
Join Date: Jun 2014
Location: ??
Posts: 174
Likes: 0
Received 2 Likes on 2 Posts
Default

Originally Posted by sumohax0r
Good question, i mean FL is a no fault state. I'm not sure how a situation like that would play out, I'm assuming they would just have to file a claim with their own insurance?
"No fault" only applies to bodily injury limits, doesn't cover vehicle damage. You'd still have to pay $30,000 out of pocket in that case. And imagine if there were a pileup of expensive vehicles!
Old 07-26-14, 01:46 PM
  #11  
wednesday
Lead Lap
 
wednesday's Avatar
 
Join Date: Mar 2007
Location: FL
Posts: 787
Likes: 0
Received 3 Likes on 1 Post
Default

I pay $390.00 every six months for my leased 2IS, I am hoping that the rate drops some on the new 3IS given it will have more safety features. I am in my late 30's, married, own our home with no tickets or recent accidents. We use Allstate Fire & Casualty (there are two divisions of Allstate.)
Old 07-26-14, 02:50 PM
  #12  
jkonquer
Instructor
 
jkonquer's Avatar
 
Join Date: Jul 2014
Location: CA
Posts: 974
Received 79 Likes on 64 Posts
Default

Is there rate difference between f-sport and non-f sport model?
Old 07-26-14, 06:43 PM
  #13  
tea
Lexus Test Driver
 
tea's Avatar
 
Join Date: Nov 2013
Location: CA
Posts: 1,019
Likes: 0
Received 8 Likes on 8 Posts
Default

Originally Posted by sumohax0r
Are you / how long have you been married? I'm not really sure what to do about this, I even had an agent lookup rates with like 12 companies and she couldn't do better then what I posted above.

Am I like red flagged for something and is there any way to find out what it is? :/
i'm not married. location has a lot to do with insurance prices. the city you live in probably just has high insurance prices.
Old 07-26-14, 09:19 PM
  #14  
Lost808
Pole Position
 
Lost808's Avatar
 
Join Date: Jan 2014
Location: California
Posts: 207
Likes: 0
Received 0 Likes on 0 Posts
Default

I pay $1,114 every 6 months for a 06 Evo IX, 13 Nissan 370Z, and 14 IS250. This is through USAA.
Old 07-26-14, 09:58 PM
  #15  
penson
Driver School Candidate
 
penson's Avatar
 
Join Date: Jul 2014
Location: CA
Posts: 1
Likes: 0
Received 0 Likes on 0 Posts
Default

I paid $1,013 for my 14 IS350 Fsport via AllState insurance. Same age as OP. No claim, no accident before.

Thread Tools
Search this Thread
Quick Reply: What are you paying for insurance on your 2IS/3IS?



All times are GMT -7. The time now is 11:16 AM.