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IS - 2nd Gen (2006-2013) Discussion about the 2006+ model IS models

How much payment on ur ride?

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Old 10-17-07, 12:33 PM
  #61  
omgitsroy
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shortbus from alltrac?
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Old 10-17-07, 12:53 PM
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rfx45
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damn, im in the market for an 06 IS 250 and ive seen them going for $28-29k. looking to pay about $2k down and $500/mo for 60-66 mos. think its possible for one at that price??? i have good credit....
I think $500 a month is possible, it just depends on the interest you get.
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Old 10-17-07, 01:54 PM
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haha this thread is reminding me of my AP economics classes
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Old 10-17-07, 02:26 PM
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rfx45
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because it's been asked 10 trillion times. basically, if you pay cash for your car, you have no idea how to manage money, because that cash could be invested to make WAY MORE CASH than whatever interest lexus financial is currently offering.

meaning.... just because you CAN pay cash for the car, it would be a dumbarse idea to do so....
It's not a bad idea to pay cash for a car, especially if it's a Lexus. Nothing depreciates value faster than purchasing a car but with Lexus, it's depreciates a lot slower. Re-sale value of Lexus' are pretty high. If you would have told me that you were purchasing a TSX, G35 or C230 for cash, i would say you would be taking a huge loss.

Paying cash with no interest it definitely the best way to go if you have the money. Interest alone on a $30,000 loan with 7% interest is around $2,100. You save that much by paying cash. However, it's not something everyone could do or else everyone will be driving around in a used 80'-90's Accord. Even if you have the money to pay cash for the whole car, it's an oppurtunity cost. Even the richest people who buys Range Rover's, Aston Martin's, Ferrari, etc... leases.
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Old 10-17-07, 03:32 PM
  #65  
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Originally Posted by Bass Mech
your payment doesnt compute.. unless you got a used car or a 250 because 616 a month for 60 months = 36,960 with no interest rate factor, 4k down means the sticker was about 40k you either had some equity in a trade or your interest rate is better than that.
no i didnt..i got a brand new 2006 is350 for 35k!!..it was a sweet deal!
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Old 10-17-07, 04:16 PM
  #66  
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Originally Posted by VIS250P
On my new 08 IS250, the payment is 550.31.. I told the finance consultant that I want even number.. What about you? Im just curious..
$466/month 3yr $21k down 07 IS250 Premium pkg/ Navi
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Old 12-20-07, 01:54 PM
  #67  
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08 IS250 lux pkg w/ navi = $380 mo. for 4yr w/ $7500 down (lease)
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Old 12-20-07, 01:59 PM
  #68  
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300 something for 36.....wow...almost 1 year already!
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Old 12-20-07, 03:26 PM
  #69  
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08 RWD 250 3 year lease at $420 a month 0 down just 1k drive off.
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Old 12-20-07, 03:43 PM
  #70  
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$625.00 a month with 3k down for 5 years
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Old 12-20-07, 04:14 PM
  #71  
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$24.59 a month.
Yeah.. it's almost paid off. I dunno if that's a good or bad move for me but it makes me have nothing to pay for every month except gym and the cell. Of course you gotta pay the stupid home crap.
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Old 12-20-07, 06:34 PM
  #72  
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378/month. for 48months. I've been making double payments for the last 4 months. I want to pay it off ASAP.

Its my only bill so i ought to be able to pay it off quick.
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Old 03-09-14, 05:42 PM
  #73  
nikogio38
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No payment paid cash!
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Old 03-09-14, 05:47 PM
  #74  
darkdream
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Bumping a 6 year old thread?
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Old 03-09-14, 07:08 PM
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mines 500$, 250$ comes out each paycheck, get paid twice a month, 3.9% not great but only built my credit for ayear, 21 years old and 0$ down when i walked into lexus...
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