LexusIS-TL

That's exactly what I have. I'm pretty much living from paycheck to paycheck. I manage to pay all my bills (including my premium on insurance, with all my other bills, rent, etc.) with a little bit leftover. Man, I'm living on he edge. The new IS looks very nice and sporty. It was impulse that led me to the car. I figured for the next 6 years, I'll just keep making payments on it. The last 6 years went by pretty fast, hehe. Then I'll probably get another Lexus pending on how well the dealer treats me and service wise.

gsrthomas

iTrader: (1)

wow you are brave. I thought my payment of $322 was much. Coming from no car payment at all for 4 years.

What dealer did you get your car from?

Post pics of your new IS!!!!

acsan

Good luck, man!

RamshakleZ

this is very encouraging!! I plan to put about $15 - $20k down and was hoping to be in the $400 / month range. I think I should be able to get around a 6.5% - 7% APR... i've got pretty good credit. So far, I had heard nothing but people saying they are paying $650+ for their loans and I was starting to worry that there was some catch to Lexus that caused their loans to be so much higher than I was calculating. Actually, Lexus' own site sets me at a $650 payment but when I go to bankrate.com and enter in the same info, I'm at $450????!!!!! go figure.

Anyway, as to the original poster - I think you're going to be over your head again! You said you learned your lesson not to get up-side-down again? Obviously not. why in the world are you leasing a Lexus if you only have "$500 in the bank"??? You're going to find yourself in the exact same position you were in this time. Too late now... but my suggestion would have been to get a car that is more within your means - save up for 3 years - THEN get the Lexus.

Unfortunately, this is the mentality of too many people here in America - gotta have a flashy car and rack up huge debt even if we can't afford it!

No offence - but you're talking as though you are actually PROUD of living so close to the edge of a financial disaster???? Not smart IMHO.

LexusIS-TL

Dang, you guys are making me nervous lol. I feel I'm all right, as long as I'm working. If not, uh-oh!!!

I'll definitely post some better picts, but these are night shots since I haven't thought taking pictures of my car just yet. It's kind of bad, but I'll get some better day shots in here tomorrow:



These lights were not on by the way:

gsrthomas

iTrader: (1)

I got mine at Longo too.

What was the MSRP sticker price of your car???

LexusIS-TL

It was like $35,500 or close to that. They just made it $30,000 even for me.

gsrthomas

iTrader: (1)

Cool.

You should come to the Lexus Presidents day meet next weekend. Check out the So Cal section at the regional forums.

Oh, and take out that front license plate!

LexusIS-TL

Are you sure it isn't illegal to have the front plates removed? I was in LA one time and my friend didn't have front plates on her Honda Civic. Woo, she was mad for getting a ticket. I'll check out that regional forums. I haven't really browsed around this forum yet....

Evitzee

Man.....is it just me or is the OP just skating on the edge? If you can just barely afford the payment on a Lexus, I'll ask the obvious question. Why is this individual even considering a $30,000 automobile????? He should still be in a Corolla. Everybody can do their own thing, of course, but it doesn't always make a lot of sense. Ah, the power of advertising and 'image'. Oh well, we all make dubious decisions when we are young. Good luck.

sirkfc

Dude! Don't make this guy get a fine!

sirkfc

Hey, I wish him the best, I really do, but I'm beginning to think his bank will be a member of Club Lexus sooner or later....

gsrthomas

iTrader: (1)

I havent had a plate on for 6 years in my Acura Integra.

And for the IS250 I told the dealer not to drill into the front plate when I picked up my car. The IS has a really sexy front end having a front plate takes away its looks.

LexusIS-TL

You should see a guy I know, lol. He's only making $800 a month and he's financing a $320 Scion tC, hehe. Then again, he's living at home still . I'm all right. I'm not that tight on cash--just spend a lot. I just spent like $4,000 replacing carpet I ruined in the house. That set me back a lot. I'm just waiting to get paid again this upcoming Wednesday and I'm all right.

I just found out that meet is all the way in Buena Park. I'm over here in Chino Hills. It would probably be ok if it was on a Saturday or something but Sunday, I have quite a few things to do.

Jblaze2

Whats done is done, no point in looking back now. Just enjoy the car, and live off noddles for a while