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My cream puff was creamed and State Farm has come up enough to allow me the privilege of buying it back for salvage (3500) and have enough left to fix it.
Finally found a rebuild shop (insurance cos are buying them up to control the market or shutting them down.). Found a state certified inspector to do the inspection. So we are off to the races. The accident was in early February.
Any wisdom? Remember this is my 76k miles 2004 GX. Had since new. Cream puff. Even the insurance company graded it’s condition as outstanding. No accidents, one owner (me). No fumes fluid smoke air bags or broken glass. It’s all right front under carriage and a possible bent frame. Georgia car no rust in sight. The car is perfect. Dealer receipts just for last year $5000. Perfectly maintained. Blizzard Pearl (070) which means I also paid to redo peeling paint on hood and roof. But it’s beautiful.
I say fix and then decide. I haven’t settled yet. Cannot tolerate the thought of the insurance company selling it for a profit. I have to keep it.
I won’t regret keeping it. I will FOREVER regret letting State Farm get it.
Talk me out of it? Here she is after the accident. It’s all right front.
Start with the frame repairs, that way should things not go as planned (they can't fix it for some reason), you can still change course and come out of this alright.
The way you describe the truck and from the pics, I would absolutely repair it. I'd talk to your insurance company and see if there isn't some way to prevent it being labeled as a total loss/salvage, like maybe they could just cash settle for the cost of repairs and skip the write off/buy back stuff?
Start with the frame repairs, that way should things not go as planned (they can't fix it for some reason), you can still change course and come out of this alright.
The way you describe the truck and from the pics, I would absolutely repair it. I'd talk to your insurance company and see if there isn't some way to prevent it being labeled as a total loss/salvage, like maybe they could just cash settle for the cost of repairs and skip the write off/buy back stuff?
great advice. The frame is the great unknown. HSS can be straightened using cold method. Or not. A “new” frame on eBay with a 30 day money back guarantee and 90 day warranty is $600.
I offered State Farm everything. Even paying the difference. Nada. I’ve got them up $5k on the value from the first “best and final” offer. I want a little more. But I’ll take this if it’s really the last. They’re $2k over the independent appraisal.
07-28-21, 08:49 AM
Salvage rebuild??
