Originally Posted by rominl

you can also consider doing MSD (multiple security deposits). i used that and it jacked down the payment quite a bit

the numbers (money factor, residual, etc...) you have now seems pretty close to what i had back then iirc

Originally Posted by jjscsix

Sorry, but no way can you lease a 535 for under 700 - not even close. Admittedly, you are talking 12,000 miles a year, not 15,000. But I promise you can't get there. I've got all the numbers to figure a 535 lease if you need facts.

BTW, a lot of people forget that different states have different ways of taxing leases. But even with zero taxes you'd be lucky to lease a 535 for under 900 a month. I don't have time right now, but I"ll run some numbers later if I get a chance.

OKAY, I just ran the numbers on a typically equiped 535 (list price around 60,000). Without going into all the details, if you COULD buy the car for $500 over invoice (and with the $2500 incentive right now), and if you COULD get the base money factor (hard to do, but not impossible), in Texas that car would lease for around $850 a month. Admittedly less than I guessed above, but it's also based upon a deal that may not even be realistic - and still a long way from under $700. BTW, I did base it on 15,000 a year as that is their standard lease. I know they have a lower mileage lease but I don't have the residuals for that.

Originally Posted by Modeler

I don't know about the $2,500 incentive, but I can easily get $500 over invoice on a 535i. Getting the buy MF rate is also easy. Furthermore, I can also put down multiple refundable security deposits to drive interest rate lower. Unfortunately the base buy MF went up a lot over the last couple months since I last looked at 5-series lease -- it's at 5.76% now compared to sub-4% earlier.

Still, I can get a 36 months / 12K miles lease on a $60K MSRP 535i for $750. AND I would not have to pay a penny for service during these three years.

Originally Posted by Modeler

..... but I can easily get $500 over invoice on a 535i. Getting the buy MF rate is also easy. ....

Originally Posted by Modeler

I don't know about the deal he's getting, but I know I can get $1,000 over invoice right now on either the RWD or AWD GS350 around here (Northern Virginia).

Originally Posted by jjscsix

Are you speaking theoretically, or have you actually been offered this by a dealer? And is there any sales tax in that payment? I don't mean to sound skeptical, but I don't see it happening. But more power to you if you can.