GS - 4th Gen (2013-2020) Discussion about the 2013 and up GS models

Insurance window on new car

Thread Tools
 
Search this Thread
 
Old 12-23-12, 05:21 PM
  #1  
stick22
Driver
Thread Starter
 
stick22's Avatar
 
Join Date: Dec 2012
Location: Bay Area, CA
Posts: 196
Likes: 0
Received 0 Likes on 0 Posts
Default Insurance window on new car

hey guys,

just got a new 4gs f sport (i'll post pictures later) and was trying to get insurance for it. i currently have insurance now and was trying to contact the company to add the new car on but they will be closed till wednesday the 26th of december due to the holiday.

my question is, does my old insurance cover the gap until then? i bought the car today (sunday dec 23)
Old 12-23-12, 05:33 PM
  #2  
bigblack06
Moderator
iTrader: (20)
 
bigblack06's Avatar
 
Join Date: Nov 2009
Location: Beantown
Posts: 7,029
Received 321 Likes on 219 Posts
Default

I know where I'am thats the reason they told me I had to wait cause the Insurance and the registry would be closing early tomorrow so they said most likely wed I could pick mine up. Have you already picked yours up.
Old 12-23-12, 05:33 PM
  #3  
schillster
Driver School Candidate
 
schillster's Avatar
 
Join Date: Sep 2012
Location: TX
Posts: 28
Likes: 0
Received 0 Likes on 0 Posts
Default

Not 100% sure, but I believe you have 15 days. You're definitely covered until Wednesday! Drive away!!!! I just got an F SPORT yesterday and it's an awesome car! Congrats and enjoy!
Old 12-23-12, 05:35 PM
  #4  
schillster
Driver School Candidate
 
schillster's Avatar
 
Join Date: Sep 2012
Location: TX
Posts: 28
Likes: 0
Received 0 Likes on 0 Posts
Default

I'm in Texas and I know for a fact mines covered and I haven't switched over yet.
Old 12-23-12, 05:40 PM
  #5  
sydtoosic
Lexus Champion
 
sydtoosic's Avatar
 
Join Date: Mar 2011
Location: GA
Posts: 4,423
Likes: 0
Received 15 Likes on 14 Posts
Default

your current insurance doesn't cover the Lexus. i'm not sure how that works, you may have to wait. schillster says he's good and hasn't switched over. to be on the safe side i'd ask alot of questions and get confirmation on paper if you drive off that lot. that's just me.
Old 12-23-12, 05:42 PM
  #6  
stick22
Driver
Thread Starter
 
stick22's Avatar
 
Join Date: Dec 2012
Location: Bay Area, CA
Posts: 196
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by bigblack06
I know where I'am thats the reason they told me I had to wait cause the Insurance and the registry would be closing early tomorrow so they said most likely wed I could pick mine up. Have you already picked yours up.
did i wait to pick up the car? that's just crazy talk. i was down the street and onto the highway before the ink dried.
Old 12-23-12, 05:43 PM
  #7  
sydtoosic
Lexus Champion
 
sydtoosic's Avatar
 
Join Date: Mar 2011
Location: GA
Posts: 4,423
Likes: 0
Received 15 Likes on 14 Posts
Default

Originally Posted by stick22
did i wait to pick up the car? that's just crazy talk. i was down the street and onto the highway before the ink dried.
i feel you.
Old 12-23-12, 05:50 PM
  #8  
e39ng
Lead Lap
 
e39ng's Avatar
 
Join Date: Jun 2008
Location: Bay Area, CA
Posts: 411
Likes: 0
Received 2 Likes on 2 Posts
Default

In CA, you have 30days to get insurance. in the meantime, your current insurance will cover your new Lexus. Otherwise the dealer won't let you pick up the car if you don't have any current full coverage insurance.
Old 12-23-12, 05:51 PM
  #9  
stick22
Driver
Thread Starter
 
stick22's Avatar
 
Join Date: Dec 2012
Location: Bay Area, CA
Posts: 196
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by e39ng
In CA, you have 30days to get insurance. in the meantime, your current insurance will cover your new Lexus. Otherwise the dealer won't let you pick up the car if you don't have any current full coverage insurance.
ding! ding! ding! we have a winner folks! thank you very very much for that
Old 12-23-12, 06:57 PM
  #10  
SW17LS
Lexus Fanatic
 
SW17LS's Avatar
 
Join Date: May 2012
Location: Maryland
Posts: 55,606
Received 2,520 Likes on 1,818 Posts
Default

You have 30 days, thats a federal mandate I believe.
Old 12-23-12, 07:38 PM
  #11  
Cin8
Driver School Candidate
 
Cin8's Avatar
 
Join Date: Dec 2012
Location: MD
Posts: 37
Likes: 0
Received 0 Likes on 0 Posts
Default

My insurance provider, State Farm, gave me 14 days coverage. Call your current insurer, based on state laws, etc. you should be ok until post the holidays. HTH!
Old 12-24-12, 05:24 AM
  #12  
rogzballz
Pole Position
iTrader: (9)
 
rogzballz's Avatar
 
Join Date: Apr 2012
Location: MA
Posts: 291
Likes: 0
Received 1 Like on 1 Post
Default

Not in MA, we need insurance to get plates. Enjoy your new car
Old 12-24-12, 06:27 AM
  #13  
bigblack06
Moderator
iTrader: (20)
 
bigblack06's Avatar
 
Join Date: Nov 2009
Location: Beantown
Posts: 7,029
Received 321 Likes on 219 Posts
Default

Originally Posted by stick22
did i wait to pick up the car? that's just crazy talk. i was down the street and onto the highway before the ink dried.
Lol I have to wait for everything to be transferred, so I have to wait.
Old 12-24-12, 06:52 AM
  #14  
Dave Mac
Racer
 
Dave Mac's Avatar
 
Join Date: Mar 2007
Location: AZ
Posts: 1,355
Received 71 Likes on 63 Posts
Default

I think that insurance coverage varies from state to state and between insurance companies although I have not heard of any that don't provide some kind of carryover coverage. And I think it may be different between a replacement car and an additional car. My son got a new GS Saturday that was an additional car and he called ahead of picking it up and was told he had 14 days and that the agency would be closed until Weds.

Dave Mac
Old 12-24-12, 12:20 PM
  #15  
SW17LS
Lexus Fanatic
 
SW17LS's Avatar
 
Join Date: May 2012
Location: Maryland
Posts: 55,606
Received 2,520 Likes on 1,818 Posts
Default

Originally Posted by rogzballz
Not in MA, we need insurance to get plates. Enjoy your new car
You need insurance, but what we're saying is if you are insured you have time to officially transfer your coverage from your old car to your new car.


Quick Reply: Insurance window on new car



All times are GMT -7. The time now is 08:40 PM.