krava

I am looking for insight for this situation I have. I have the opportunity to get a Kia Cadenza Limited for $11,000 off of MSRP (2014 Model New) which makes it $32,200. If you haven't seen that thing has 19" tires, blind spot, lane departure, Navigation etc. A lot of the same features that the lexus has. A brand new GS 350 is around $55K with moderate options. I have seen a used certified 2013 GS350 36K miles 60K retail (luxury, mark levinson) for $36.XXX (Park Place Lexus in Dallas certified). The question is would you have that Lexus wait until the 2016 lexus are out and try to find a great deal on a new 2015? Not be a cheap *** and buy a new 2016 lexus when the end of the physical year for lexus is that day? I plan on putting around 20K down and financing the rest. The best interest rate I can get is 6.9% (my credit score is 740 and going up every month. The only problem is I can only show 8 months of credit and nothing beyond that. So even a year from now even if I had 850 I won't get a better interest rate because I don't have any long term credit). I am also looking at an acura RLX but see too many bad reviews on that even though I can get one at 38K with 1,222 miles certified. Is there anything wrong with the Kia Cadenza, I haven't done research and told them I will tell them what I found wrong with it tomorrow. One thing I don't like with that car is that I can't lay my arm on the door facing and touch the steering wheel and drive. I can't seem to change. I started off with a 2gs, moved to a 3gs then now probably end up with a 4gs, is that common?

suprwonton

Please use paragraphs. You're comparing a FWD Cadenza to a RWD/AWD vehicle. Finally if your interest rate is 6.9% should you really be financing any vehicles?

RNM GS3

Cadenza competes with Avalon and maybe Lexus ES.

GS is on a different level in luxury, build quality, driving dynamics etc.

Why are you getting a new car if your credit situation is not what it should be?

rijc99

Between the 2? Get the GS. Better durability. Better parts availability. Probably more resale value in the long run.

BOBFSPORT

But its fit for a King!!

krava

I guess I am trying to talk myself into getting that but I can't. There is NO WAY on earth that I can see myself getting my credit like that at all. I will have 800+ credit score by the end of the year. The only way I can get a low interest rate is to finance something big over a period of a year or two. You have to show long term credit. My credit went from 0 to 740 in 8 months, nothing to show after that. Several bank loans won't do anything. Credit cards help get your numbers up but nothing else. This is the kind of stuff they don't tell you until you try to get financed. I can't talk myself into this KIA POS no matter what I tell myself. I want that 4GS. Everyone gets theirs first then I get mine . I have been on here longer then what this nick says. I got on the 2GS site and put a vertex body kit and L-sport line Wheels (if you can remember them). Then moved to the 3gs got the car 3 years after it was made and then upgraded it and started to post. Then now I am posting here but just wanting to buy nothing really more then that but can't bring myself to do it yet because of the price. I want people to take most of the depreciation off and then I will take it from there. When all those Leased cars come up then it will be a good time to buy. My time is going to come where I get one of these, I just have to have patience. I am not sure if anyone else is like me saying, come on prices come down just a little so I can snag one up.

BOBFSPORT

Patience!!!!! Don't get a KIA. Get your credit score up and get what you want.

krava

It does probably compete with the ES, the ES to me is a boring car to drive, That thing was boring, the Kia K900 I tested today was too damn big and boring. IF I didn't get a gs350 the closest thing I can see to it would be a BMW 535i/550i maybe a E class even a TLX would be more exciting to drive then a cadenza. Where are these huge MSRP off things when it comes to the lexus? do you think 2015's will have 5000K or more off when the sort of new redesigned 2016's come out?

krava

The credit score has little to do with it. Sewell Lexus said get my credit to 725 and I am set.. So is that true? I am 740 now, looks like every month I go up 20 points or so.

krava

The lexus GS has resale value "from the depths of hell". 2014 used ones are in the mid 40's you could have bought one new upper 40's low low 50's if you got a great deal I believe.

BOBFSPORT

Why isn't leasing an option ? If your credit score is 740 you are tier 1

rijc99

Yeah but that's true of all luxury cars. Good luck with the Kia's resale value.

krava

I could lease one, but I want to buy it at the end, is it cheaper to lease and then buy at the end? or is it better just to put 20-25K down and finace the rest? I Plan on keeping it until it goes to the ground. I already put like 500K miles on cars since I started driving in 1998. For example I put 40K miles on a vette the first year, I put 100K on a 1992 lexus gs, I put 135K on a VW Passat, 150K on my gs here 28K on NSX etc etc.

krava

when I was saying lexus resale value is from the depths of hell. That means that thing doesn't ever go down. The prices are still through the roof. Not that it has bad resale Hell a certified lexus 2014 is 45K just 10K from a new one that isn't much of a drop at all.

ItzFilyO

As much as I hate Lexus new full spindle grille styling, that KIA just looks awful! Those portholes aren't helping either. I'd take the full spindle grille over that!