Heydreezy

My 2nd Gen 99 GS3 is registered in Florida, but i live in NYC. I had my uncle register my car so everything is in his name, this was done because im cheap, 500 every 6 months is better than 1600!

While on an extended vacation in Florida i agreed to let him use my car while his was in the shop.

Some stupid taxi driver took out 6 cars on the highway, my car was the 2nd to last one hit the pile up. My front bumper was completely pushed in, cracked with no frame damage the repair man told my uncle. I may post pics later because it may help with what im going to ask.

All in all, hood was slightly crumpled, bumper cracked in, rear bumper cracked. He replaced them, my uncle called me and said the car is done but the repair man wanted to change out the headlamps because "The clips are cracked..." Now the old headlamps in my car did not appear damaged my uncle said, and they looked very much intact in the housing in the pics he sent me...
He let him replaced the head lamps because of "cracked clips."

I finally get back to NYC 2 weeks after the repair, car looked fine brand new even. I pull the car out after 1 week of rain off and on. Drivers side head lamps FILLED WITH MAD WATER. Looks like i could put a gold fish in it. Today condensation all over.

The rubber parts around the headlamps are peeling off, it looks retarded the seal does not look proper. Before heading to work i took the car to my mechanic who works on nothing but GS300 and other lexus cars. Right away he said "NO good, those are aftermarket, and they are gonna have to be changed."

Ive never been in an accident or had to deal with insurance claims, shouldn't the mechanic have put the OEM headlamps in? My uncle claims he didn't notice the ***** job and jacked up weather stripping around it.

What can i do? My insurance is being canceled in 4 weeks, can i hold the mechanic responsible force him to put OEM back in and remove the aftermarket units..
Also was my uncle lied too, did they remove my 100% perfect OEM units and give me cheap busted ones, do you guys buy the clip being broken story?

Will post pics when i get outta work.

MikeFoxx

iTrader: (8)

Damn that sucks. Some insurance companies actually don't replace everything with oem parts. Its possible that they did stay within their guidlines. However, you do have a valid concern on the origibal ones still being good. If your insurance company does cover oem you can have the claim adjuster reopen the claim due to faulty repairs.

Is your insurance being cancelled because you aren't the registered owner? I've had clients add vehicles that they just bought but forget to change the registration within the required time. When they have a claim we will non-renew the account. It would be covered but since they din't have " insurable interest" by not being the registered owner then they can't insure it. Technically insurance companies can walk away from these claims all together based on that alone... But some do pay out on good faith.

I'd reach out to the adjuster first to see if they repair using oem parts or after market.

porn-adkt

iTrader: (37)

I hate Outta state plates on People who cant afford insurance.. I Religiously stay away from BK/Queens.. Nothing but FL/PA plates.. If you get into an accident guess what..The other driver gets ZERO!..Which leads to Local Court.... Not to mention its illegal and another reason why NY state insurance is so high.

Been there done that... Nothing a Nice Baseball Bat cant fix..Youll be surprised how quickly people find money.

Repair shops are not REQUIRED to put back OEM, Unless that's what you agreed to and Itemized in the repair receipt quote.

Heydreezy

Thing is we have had insurance for over 7 years now while in NYC.

A cab ran into 6 cars which included mine in the pile up.

My insurance was never forced to come out and pay for anything, the taxi drivers insurance had to repair all 6 cars he ruined recklessly.

The car isnt in my name i just paid for it and drive it. For some reason after 1 accident they chose to cancel it. I was not driving at the time, the "owner" my uncle was.

The taxi dude insurance paid out because he was at fault, my uncle and I are heading to the mechanic this week. Im demanding OEM. The guys insurance should replace what he ruined its not exactly fair to me.

porn-adkt

iTrader: (37)

The repair shop is NOT required to put in OEM parts, unless thats what you agreed to and have it on paper..

(I.E) Shop A charges you $1500 for repairs Non OEM
Shop B charges you $3000 for repairs OEM

Parts must be DOT legal and approved, but not OEM required.

Dawa

iTrader: (5)

discovered a car of mine broken into recently. i have progressive insurance.
had the car towed to one of their preferred shops to get a quote. im going to do the repairs myself though (its all cosmetic.)

side note: i recently read/learned that progressive doesnt have to use oem parts.

i had them email me the estimate
here is some verbage

THIS APPRAISAL HAS BEEN PREPARED BASED ON THE USE OF CRASH PARTS
SUPPLIED BY A SOURCE OTHER THAN THE MANUFACTURER OF YOUR MOTOR
VEHICLE. ANY WARRANTIES APPLICABLE TO THESE REPLACEMENT PARTS ARE
PROVIDED BY THE MANUFACTURER OR DISTRIBUTOR OF THE PARTS, RATHER THAN
BY THE ORIGINAL MANUFACTURER OF YOUR VEHICLE. WE WARRANT THE PARTS ARE
AT LEAST EQUAL TO THE ORIGINAL MANUFACTURER PARTS IN TERMS OF KIND,
QUALITY, SAFETY, FIT, AND PERFORMANCE.
************* IMPORTANT INFORMATION: READ CAREFULLY *************
The customer has the right to select the repair shop. Pursuant to CA
Code of Regulations sec 2695.8(e) Progressive does not require you to
have your vehicle repaired at a specific repair shop. The customer
has the right to select a repair shop of their choice. This is a
damage appraisal only based on damage visible or certain at the time
it was written. Per Business & Professions Code section 9884.9 the
customer, not Progressive, must give authorization for the repairs
before they can begin. This appraisal is not an authorization for
repairs. If frame or unibody repair is included on this appraisal, the
amount shown includes time or allowance for measuring before, during
and after those repairs. To ensure proper and prompt payment for
additional damage discovered during the course of repairs, contact
Progressive for supplement procedures. Progressive honors the
prevailing labor market rate in your area for your property. If you
choose a shop that charges in excess of prevailing labor market rates,
you will be responsible for the difference.
Lifetime guarantee for sheet metal and plastic parts. The replacement
parts written on this appraisal are intended to return your vehicle to
its pre-loss condition with proper installation. After repair, if any
sheet metal or plastic body part included in this appraisal fails to
return your vehicle to its pre-loss condition (assuming proper
installation), in terms of form, fit, finish, durability or
functionality, Progressive will arrange and pay for the replacement of
the part, to the extent not covered by a manufacturer's or other
warranty. This service will be performed at no cost to you (including
associated repair and rental car costs). To obtain service under this
Guarantee, call Progressive at 1-800-274-4641. This Guarantee applies
as long as you own or lease the vehicle. This Guarantee is not
transferable and terminates if you sell or otherwise transfer your
vehicle.
THIS GUARANTEE DOES NOT COVER NORMAL WEAR AND TEAR OR DAMAGE CAUSED BY
IMPROPER MAINTENANCE, NEGLECT, ABUSE OR SUBSEQUENT ACCIDENT. THIS
GUARANTEE IS LIMITED TO ARRANGING FOR THE SELECTION OF REPAIR PARTS
THAT WILL RETURN YOUR VEHICLE TO ITS PRE-LOSS CONDITION. ACCORDINGLY,
PROGRESSIVE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL OR
CONSEQUENTIAL DAMAGES THAT RESULT FROM THE INSTALLATION OR USE OF
THESE PARTS.
Type Terms and Abbreviations
NEW and OEM or part number displayed - These refer to a new, original
equipment manufacturer part.
NON-OEM and A/M and Qual REPL - These refer to an after-market part,
which is a new, non-original equipment manufacturer part.
USED/RECYCLED and LKQ - These refer to a used OEM part.
REMANUFACTURED and RECOND. and RECORE - These refer to used/recycled
OEM parts that have been refurbished.
Progressive's Lifetime Guarantee does not cover repairs you request
the shop to make that are not related to this accident, including but
not exclusive to unrelated prior damage and pre-existing damage.

Dawa

iTrader: (5)

so long story short, i think youre covered you need to call ins asap

SaiyanGS3

iTrader: (8)

It's going to be hard to demand anything because your uncle already signed off on the papers saying be agreed to everything. Your uncle should've been a little more proactive. You are basically screwed because you are dealing with someone else insurance. If he demanded that Oem parts be placed on the car, it wouldve been on there. Someone broke into my car at a hotel I was staying in and I made the hotel pay for it....all OEM parts and had it repaired at a Toyota shop. You have to be proactive at the beginning....now it's too late. Good luck.