I'm gonna miss this forum :(
12-07-12, 01:22 PM
#17
Lead Lap
Can't say it was the smartest thing though nobody got hurt, if you lived in MA years ago you will understand the meaning of "Step 26" heh.
12-10-12, 08:33 AM
#20
Driver School Candidate
Join Date: May 2007
Location: TX
Posts: 15
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I am happy for your income increase, and I don't know you, but as an "adult"...and I know I cannot change your mind, but in hindsight, I wish I had taken some of the pockets of money I had in my lifetime and put it into land or a house. As the economy shifts up & down, unless you plan on living in your car....
Want to laugh? I live in a house that cost me $6000. I own it outright. I own my car outright...no payments. I work only 20 hours a week to support my 17 y/o daughter and I. I volunteer 70+ hours a month in other things.
My 17 y/o daughter owns her car outright. No payments. What is she saving for next? A house. What kind of house, probably a little shed type building w/a loft. She will own it outright. Then save for land...and own it outright. She will probably have all this by the time she is 22. And then she wont EVER have to slave in a job she hates. She will have more free time to do what she wants. These are the lessons I have given to her and THANKFULLY she has listened.
When we are young, we are so materialistic. We base our worth on what vroom vroom we drive. (not saying this you) But if you will take my "old-person" advise...it is all vanity & worthless when you are 30 or 40. And often times very VERY empty.
LOL. How is that for reply? Again...kudos for the job & the work ethic.
Want to laugh? I live in a house that cost me $6000. I own it outright. I own my car outright...no payments. I work only 20 hours a week to support my 17 y/o daughter and I. I volunteer 70+ hours a month in other things.
My 17 y/o daughter owns her car outright. No payments. What is she saving for next? A house. What kind of house, probably a little shed type building w/a loft. She will own it outright. Then save for land...and own it outright. She will probably have all this by the time she is 22. And then she wont EVER have to slave in a job she hates. She will have more free time to do what she wants. These are the lessons I have given to her and THANKFULLY she has listened.
When we are young, we are so materialistic. We base our worth on what vroom vroom we drive. (not saying this you) But if you will take my "old-person" advise...it is all vanity & worthless when you are 30 or 40. And often times very VERY empty.
LOL. How is that for reply? Again...kudos for the job & the work ethic.
12-17-12, 08:58 AM
#21
Driver
Join Date: Sep 2011
Location: CA
Posts: 129
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I am happy for your income increase, and I don't know you, but as an "adult"...and I know I cannot change your mind, but in hindsight, I wish I had taken some of the pockets of money I had in my lifetime and put it into land or a house. As the economy shifts up & down, unless you plan on living in your car....
Want to laugh? I live in a house that cost me $6000. I own it outright. I own my car outright...no payments. I work only 20 hours a week to support my 17 y/o daughter and I. I volunteer 70+ hours a month in other things.
My 17 y/o daughter owns her car outright. No payments. What is she saving for next? A house. What kind of house, probably a little shed type building w/a loft. She will own it outright. Then save for land...and own it outright. She will probably have all this by the time she is 22. And then she wont EVER have to slave in a job she hates. She will have more free time to do what she wants. These are the lessons I have given to her and THANKFULLY she has listened.
When we are young, we are so materialistic. We base our worth on what vroom vroom we drive. (not saying this you) But if you will take my "old-person" advise...it is all vanity & worthless when you are 30 or 40. And often times very VERY empty.
LOL. How is that for reply? Again...kudos for the job & the work ethic.
Want to laugh? I live in a house that cost me $6000. I own it outright. I own my car outright...no payments. I work only 20 hours a week to support my 17 y/o daughter and I. I volunteer 70+ hours a month in other things.
My 17 y/o daughter owns her car outright. No payments. What is she saving for next? A house. What kind of house, probably a little shed type building w/a loft. She will own it outright. Then save for land...and own it outright. She will probably have all this by the time she is 22. And then she wont EVER have to slave in a job she hates. She will have more free time to do what she wants. These are the lessons I have given to her and THANKFULLY she has listened.
When we are young, we are so materialistic. We base our worth on what vroom vroom we drive. (not saying this you) But if you will take my "old-person" advise...it is all vanity & worthless when you are 30 or 40. And often times very VERY empty.
LOL. How is that for reply? Again...kudos for the job & the work ethic.
I am happy for your income increase, and I don't know you, but as an "adult"...and I know I cannot change your mind, but in hindsight, I wish I had taken some of the pockets of money I had in my lifetime and put it into land or a house. As the economy shifts up & down, unless you plan on living in your car....
Want to laugh? I live in a house that cost me $6000. I own it outright. I own my car outright...no payments. I work only 20 hours a week to support my 17 y/o daughter and I. I volunteer 70+ hours a month in other things.
My 17 y/o daughter owns her car outright. No payments. What is she saving for next? A house. What kind of house, probably a little shed type building w/a loft. She will own it outright. Then save for land...and own it outright. She will probably have all this by the time she is 22. And then she wont EVER have to slave in a job she hates. She will have more free time to do what she wants. These are the lessons I have given to her and THANKFULLY she has listened.
When we are young, we are so materialistic. We base our worth on what vroom vroom we drive. (not saying this you) But if you will take my "old-person" advise...it is all vanity & worthless when you are 30 or 40. And often times very VERY empty.
LOL. How is that for reply? Again...kudos for the job & the work ethic.
Want to laugh? I live in a house that cost me $6000. I own it outright. I own my car outright...no payments. I work only 20 hours a week to support my 17 y/o daughter and I. I volunteer 70+ hours a month in other things.
My 17 y/o daughter owns her car outright. No payments. What is she saving for next? A house. What kind of house, probably a little shed type building w/a loft. She will own it outright. Then save for land...and own it outright. She will probably have all this by the time she is 22. And then she wont EVER have to slave in a job she hates. She will have more free time to do what she wants. These are the lessons I have given to her and THANKFULLY she has listened.
When we are young, we are so materialistic. We base our worth on what vroom vroom we drive. (not saying this you) But if you will take my "old-person" advise...it is all vanity & worthless when you are 30 or 40. And often times very VERY empty.
LOL. How is that for reply? Again...kudos for the job & the work ethic.
@AlphaOnion, you should really think about your decision before you jump the gun. Think about a savings account, think about how many years you'll be making payments, think about the possibility of losing your job if the economy takes another *****...
Recently I also scored a sweet job too, I work 40-46 hours a week at $22 an hour doing I.T. Logistics. But I'm not spending money. I'm enjoying living at home (also helping my parents out with some rent) and putting the rest into savings. In a matter of a few months I'll have $10k in my savings and able to do pretty much anything, I could move out, I could invest money, I could keep saving, I could buy a newer car... the possibilities are endless.
I own my '95 ES300 outright and don't ever plan to get rid of it. Some day I want to own a Honda S2000, but I will pay it in full and never have to worry about making a payment. I also own a second ES300, 1992 in Green, and I've fixed it up and am going to sell it for profit.
As a fellow "youngling" in life (I'm 20 in March 2013), save your money bro, don't tie yourself down to car payments. You'll be kicking yourself in a few years. Trust me.
~Smee
12-17-12, 04:59 PM
#22
^I'm sure he figured it out. I'm 19 and just spent $10k on a new car . Was it the smartest decision? no but i figure it will last me a long time and I'm getting a modest return monthly on some money i have invested so i fugred it works while im at school full time. Enjoy the car
12-17-12, 05:14 PM
#23
Lexus Test Driver
^I'm sure he figured it out. I'm 19 and just spent $10k on a new car . Was it the smartest decision? no but i figure it will last me a long time and I'm getting a modest return monthly on some money i have invested so i fugred it works while im at school full time. Enjoy the car
12-17-12, 05:45 PM
#26
Lexus Test Driver
Low miles too!
12-25-12, 07:10 PM
#28
I like not having payments on my current car. But I did the math, and I would only be paying about $250 per month. Considering that I make about that much in one week, I don't think it will be that much of a problem. The only hard part is the initial saving-up period in order to make the down payment.
12-25-12, 10:17 PM
#30
The advice above, is great. Save, DON'T BE A MATERIALIST.
Keep the ES, you're spending 250$/month in gas & assuming insurance.
Now add, premium fuel [a lot more of it], the insurance increase, then maintenance.
Not to be a ****, but i clear 3.5-4k/ish a month, living at home and paying a rental property mortgage of 1200$/month. I'm having a hard time justifying a new-ish-er GS/ES/LS and make the 500$/month payments, but i rather bank the cash for a down payment on a newer home than a car [different debate; USA = cheap, Homes & Gas prices are LOL compared to Canada], especially since I only pour about 1k in misc. repairs into the ES once a year... *which has been the trend over the last few years i've noticed*
Living @ home with a nicer new'er' car screams hood rich.
Living within your means and a responsible wallet = lifelong strategy.
Seriously...
Keep the ES, you're spending 250$/month in gas & assuming insurance.
Now add, premium fuel [a lot more of it], the insurance increase, then maintenance.
Not to be a ****, but i clear 3.5-4k/ish a month, living at home and paying a rental property mortgage of 1200$/month. I'm having a hard time justifying a new-ish-er GS/ES/LS and make the 500$/month payments, but i rather bank the cash for a down payment on a newer home than a car [different debate; USA = cheap, Homes & Gas prices are LOL compared to Canada], especially since I only pour about 1k in misc. repairs into the ES once a year... *which has been the trend over the last few years i've noticed*
Living @ home with a nicer new'er' car screams hood rich.
Living within your means and a responsible wallet = lifelong strategy.
Seriously...
Last edited by 01LEXPL; 12-25-12 at 10:20 PM.